Olly Credit: A Smart Solution for Your Credit Needs

Olly Credit: A Smart Solution for Your Credit Needs – Are you looking for a convenient and affordable way to access credit? Do you want to avoid the hassle of applying for a traditional credit card or a personal loan? Do you want to have more control over your spending and repayment? If you answered yes to any of these questions, then you might want to check out Olly Credit, a mobile-first platform that offers micro credit card with a dynamic credit limit.

Olly Credit

Details of the startup:

  • CITY : Delhi
  • STATE : Delhi
  • STARTED IN : 2017
  • FOUNDERS : Anand Kumar, Ashwin Bhambri and Ringaile Noq

You can find their website here.

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What is Olly Credit?

Olly Credit is a fintech startup that provides digital micro credit card on the VISA and Rupay networks. The startup caters primarily to young blue-collared professionals who have limited access to formal credit sources. Olly Credit allows users to apply for a credit card in minutes, get instant approval, and start using it for online and offline transactions. Olly Credit also offers a dynamic credit limit that adjusts according to the user’s repayment behavior and credit score.

Why Olly Credit?

Olly Credit is more than just a credit card. It is also a smart solution that helps you:

  • Manage your cash flow: You can use Olly Credit to pay for your daily expenses, such as groceries, bills, travel, or entertainment. You can also use it to make big-ticket purchases, such as electronics, furniture, or appliances. Olly Credit gives you the flexibility to choose your own repayment cycle, from 15 days to 50 days, depending on your cash flow and convenience.
  • Build your credit history: You can use Olly Credit to improve your credit score and become eligible for better credit products in the future. Olly Credit reports your payment history to the credit bureaus, which helps you build a positive credit profile. Olly Credit also rewards you with higher credit limits and lower interest rates for timely repayments and responsible usage.
  • Save money and time: You can use Olly Credit to save money on interest charges and fees. Olly Credit charges a nominal interest rate of 2.5% per month, which is lower than most credit cards and personal loans. Olly Credit also does not charge any annual fee, joining fee, or late payment fee. Olly Credit also saves you time and effort by eliminating the need for lengthy documentation, verification, or collateral.
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How to use Olly Credit?

Using Olly Credit is simple and easy. All you need is a smartphone and an internet connection. Here are the steps to get started:

  • Download the app: Olly Credit is available on both Android and iOS devices. You can download it from the Google Play Store or the App Store.
  • Create your account: You can sign up using your email, phone number, or Facebook account. You can also verify your identity using your Aadhaar card and PAN card. You can also link your bank account for easy repayment.
  • Get your card: You can apply for a micro credit card on the app by providing some basic information, such as your income, occupation, and address. You can get instant approval and a credit limit of up to Rs 20,000. You can also get a physical card delivered to your doorstep for free.
  • Start using your card: You can use your micro credit card for any online or offline transaction that accepts VISA or Rupay. You can also use it to withdraw cash from any ATM. You can view your transactions, balance, and due date on the app. You can also pay your bill on the app using your bank account, UPI, or debit card.
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Join the Olly Credit community

Olly Credit is more than just a credit card. It is also a community of smart and savvy users who share their experiences, tips, and feedback on the app. You can join the Olly Credit community by:

  • Following other users: You can follow other users who have similar interests, goals, or preferences as you. You can also see their transactions, ratings, and reviews on the app. You can also get notified when they upload new items or go live on the app.
  • Chatting with other users: You can chat with other users on the app, either privately or publicly. You can ask questions, give feedback, share tips, or just have a friendly conversation. You can also use emojis, stickers, and gifs to make your chats more fun and expressive.
  • Rating and reviewing other users: You can rate and review other users based on your experience with them. You can give them a star rating from 1 to 5, and write a comment about their service, communication, or quality of the item. You can also see the ratings and reviews of other users on their profiles.
  • Participating in contests and events: You can participate in various contests and events that Olly Credit organizes on the app. You can win prizes, vouchers, or cashbacks by completing tasks, challenges, or quizzes. You can also join live sessions, webinars, or workshops that Olly Credit hosts on the app. You can learn new skills, get expert advice, or interact with celebrities and influencers.
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Olly Credit is a mobile-first platform that offers micro credit card with a dynamic credit limit. It is a smart solution that helps you manage your cash flow, build your credit history, save money and time, and join a community of smart and savvy users. Olly Credit is easy to use, convenient, and secure. You can download the app today and start your Olly Credit journey.

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